Owning a home has many advantages. You can do whatever you want to the house. No need for landlord approval. If you are in a planned community that has a homeowners association board, there is the nightmare of neighbors denying the possible improvement or changes. 

On the other hand, there are many other headaches that accompany the ownership of the home. When something breaks, you can't call the landlord to have it repaired. It falls on you. Like almost everything else in life, things happen in threes. My home is no exception to the rule. Even though my home is over 40 years old, you would think that some parts of the home could never break.

There is occasional maintenance of things. Appliances wear out. Washers and dryers, refrigerator, stoves and ovens lose their heating elements. Water heaters can go cold. But when the ceiling starts sagging after you hear a snap, you know it is more than a simple fix.

Luckily, I was able to get a licensed contractor out to the house, a week ago on Sunday in a reasonable amount of time. As he looked at the ceiling, he kept going back to one area to look at the level. Then up into the attic to follow the ceiling. He had discovered not only a cracked joist, but a the footer to the beam had come out as well.

This past weekend he arrived to start the repairs. By jacking the ceiling up little at a time, we could hear over 40 years of house creaking and moaning as he got it realigned to the proper place it needed to be. The remainder of day was spent repairing the problem area in the attic.

Then just when I thought it couldn't get worse, he discovered a similar problem on the other side almost mirror image of the original problem. So he will have to come back in with the equipment and do more repairs.

Remember what I said about things happening in threes? The garage door spring snapped off the door frame and then our heater went out Monday morning at 2 a.m. What's next? I don't want to go there.

Do I regret owning a home? No, not at all. This home means more to me that you will ever know. I was raised in this house. My dad worked his entire life to provide this house for my mother, brother, sister and I. There are many memories both good and bad that are embedded in the house. I'm not going to let a few repairs get me down. It is what it is. Sure, it will set me back a bit. But I will overcome this and hope the house will last 40 more years. One day, I plan to pass it on to one of my children.

Have you had any homeowner headaches that have caused you to want to pull your hair out and scream?